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End of Life Tools

Founder and editor

Matt Morgan

419 guides written and maintained

Matt Morgan founded End of Life Tools to make the practical side of a death easier to understand. He researches funeral costs, cremation and burial, veterans' benefits, wills, probate and the paperwork that follows a death, working from primary public sources: federal agencies such as the Federal Trade Commission, the Social Security Administration, the Department of Veterans Affairs and the IRS, state statutes and published industry data. Every guide links to the sources it relies on so you can check the details yourself. Matt is not a licensed funeral director, attorney or financial adviser, and nothing on this site is professional advice. For decisions about your own situation, confirm the details with the agency concerned or a qualified professional.

Read more about how we research, check and update guides, and how the site makes money.

Writes about

  • Funeral planning and costs
  • Cremation and burial options
  • Veterans' burial benefits
  • Wills, probate and estate settlement
  • After-death paperwork
  • Grief and bereavement support

Recently updated guides

VeteransArlington National Cemetery Eligibility: Who QualifiesArlington National Cemetery eligibility is stricter than at VA cemeteries. Who gets in-ground burial or a niche, the documents needed and the wait. 9 min readWills & estatesChildless Estate Planning: What to Put in Place Without KidsIf you have no children, the law won't pick your decision-makers or heirs the way you would. See the documents to sign and the people to name, step by step. 8 min readWills & estatesDebt When Someone Dies: Who Pays and What Heirs OweDebts are paid from the estate, and relatives usually owe nothing from their own money. See the exceptions, the order creditors are paid and your rights. 7 min readEulogiesEulogy for a Father: How to Write a Tribute to Your DadHow to write a eulogy for your father: memory prompts, three simple structures, sample wording, joint tributes with siblings, and difficult relationships. 6 min readAfter a deathHow to Access a Deceased Person's Bank Account and Pay for the FuneralWho can get into a deceased person's bank account, whether a bank will pay the funeral home, what to bring, and how to be repaid if you pay first. 7 min readBurialAbove-Ground Burial: Mausoleums, Crypts and Niches ExplainedWhat above-ground burial means, how mausoleum crypts and niches differ, what they cost in 2026 with real price lists, and the questions to ask before you buy. 5 min readWills & estatesCryptocurrency After Death: How Heirs Find, Access and Inherit CryptoWhat happens to Bitcoin and other crypto when the owner dies: finding wallets, exchange vs self-custody, the tax basis reset, and how to leave instructions. 6 min readCostsFuneral Insurance Exclusions: What a Policy Won't Pay ForThe common exclusions in funeral and burial insurance, from the suicide clause to the two-year contestable period, and what the insurer pays instead. 4 min read